Health Insurance Plans for People Immigrating to the US
Health Insurance Plans for People Immigrating
to the US
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There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.
If you are thinking of immigrating to the US sometime in the future then you may face a problem that many people are getting. The consulates are requiring people have insurance for the US that covers pre-existing conditions. This is not the case for all countries but is more frequent. They will ask you to show proof or go get a plan and you will not be able to do it so the immigration is declined. All individual health insurance plans have pre-existing condition clauses. If this is plan for the future my suggestion is to apply for the Citizen Secure plan in the person's home country. See if it can be underwritten and take it out at least 24 months prior to coming to the US. You then have a plan to show the consulate that you have already passed the pre-existing condition period. They usually ask for the person to show proof of insurance at the last minute and it does not exist. They are asking you to get something that does not exist so plan well in advance. In the case of people from the UK, Canadians and others in European Union the problem is a bit different. You will not have to meet this requirement at least not in 2011 but the problem is getting health insurance in the US especially if you are going to be over 60 when you plan to move to the US so plan ahead. Click here to see the US Government Citizenship and Immigration Services webpage.
The price of health care has been rising and the price of health insurance has been rising. You might have a higher deductible than before and you might be paying more out of pocket. You can save money on medical lab tests by clicking on save money on your medical lab tests and save money on medical procedures including MRI's surgery, pregnancy and other medical procedures even cosmetic surgery at Medical Discounts. I don't mean just a little, but significantly. On top of that there are no fees to use, no association of Preferred Provider Organization to join.
International plans typically protect the insured while he/she/family is outside of their country of residence. You would only be covered in the US if you do not plan to immigrate to the US. As soon as you become a US citizen or resident, coverage ceases. If you are immigrating to the US or a recent US resident, these are the plans for you.
"Inbound Immigrant"
Lowest Priced Health Insurance Plan for People Immigrating to The US
Inbound Immigrant is a scheduled benefit plan for people immigrating to the US. You can have this plan for up to 5 years. Please see detailed information below.
To get a quote and apply online please go to Inbound Immigrant online
To view plan benefits as a webpage please go to Inbound Immigrant webpage
"Citizen Secure
- Permanent International Major Medical Health Insurance Plan"
$5,000,000 in coverage for individuals and
families needing coverage worldwide
Includes Pregnancy and Maternity - Including the US and Canada
Citizen Secure - International Individual Major Medical Insurance - Annually renewable, major medical insurance for individuals and families. US citizens outside the US and non-US citizens anywhere including your home country, the US or third countries. Both US and International PPO network of doctors and hospitals (see bottom of this page).
"Reside Prime Worldwide
Medical Plan"
Permanent International Health Insurance Plan
Available online, "Reside Prime Worldwide Medical Plan" is a comprehensive major medical insurance for international citizens. It provides up to $5,000,000 US in lifetime benefits. Insured persons must reside outside of the US at least 6 months out of any given 12 month policy period.
"Amigo Temporary Health
Insurance"
for Non US and US Citizens Residing in the US
Immediate Coverage
Get Quotes, Apply and be issued immediately right online from the website
Obtener cita. Aplicar y se publicará en línea derecha de la página web
"Reside Worldwide
Medical Plan"
Permanent International Health Insurance Plan
"Reside Worldwide Medical Plan" is a low cost scheduled benefit plan.
"Inbound USA"
Lowest Priced Health Insurance Plan for People Visiting The US
Optional Rider for Heart Attack and Stroke
Inbound USA is a scheduled benefit plan for people visiting or moving to the US. Please see detailed information below.
To get a quote and apply online please go to - ID
card transmitted electronically as soon as application completed
Inbound
USA online
To view plan benefits as a webpage please go to
Inbound USA webpage
"Secure STM Temporary Health Insurance"
Secure STM is US temporary health insurance plan that is available to non US citizens that have been in the US more than 12 months. A US social security number is not needed to be issued this plan. Secure STM is coverage for the US. It is available from 30 days up 12 months.
Secure STM from Standard Security Life Insurance Company of NY - temporary health insurance for up to 12 months - Online Quotes, Applications and Issue
Coverage for up to 12 or 6 months at a time
PHCS PPO network available (no penalty if a PHCS provider is not used)
Single payment option discount for any number of days
Unlimited reapplies most states
max of 3 deductibles per family of 3 or more
Max of 3 premiums for 4 or more eligible children
Eligible coverage to age 65
US citizenship not required (must be resident for 12 months)
Child only coverage available (minimum of 2 years old)
$2,000,000 lifetime maximum per person
Insured by Standard Security Life Insurance Company of New York, rated A (excellent) by A.M. Best Company
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For more information please contact:
John K. Arnold
Managing General Agent
International Insurance Website www.insurance-network.com
E-Mail: John K. Arnold
Phone: 407-592-0311
Fax: 407-386-7053
If outside the US, it is best to e-mail as we can respond more
quickly. Thanks.
Let me know how I can help you with your immigration health insurance, immigration medical insurance, visitor health insurance and visitor medical insurance.
