Multi-Trip Travel Health Insurance Plans for US Citizens

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There is no charge to the individual for using the services of a licensed health insurance agent—the commission is entirely paid by the carrier. The carrier is prohibited from selling the policy any cheaper if an individual does not use an agent.

If you are citizen or US resident traveling outside the US it is important you have international travel health insurance for your trip.  The plans here are the right plans for your trip. 

For ages 70 to 84 please see the TravelGap Excursion Plan below.  This plan also covers pre-existing conditions to the policy limit.

"Atlas Professional Multi-Trip Travel Health Insurance"

Atlas Professional is the choice for corporate professionals, business people, professionals and other individuals who require travel medical insurance for multi-trips throughout the year.   Atlas Professional is an annual policy available to individuals under age 66 who maintain coverage in their home countries.

• Instant Online Quotes and Issue

"Liaison Traveler"
Plans Especially for the Frequent Traveler

Each year, millions of people travel internationally. While many of them may have medical coverage when traveling outside their Home Country, few will have the proper coverage for incidental medical expenses arising from an emergency, medical evacuation, or repatriation of mortal remains. "Liaison Traveler" is supplemental coverage designed to meet those needs. It is underwritten by The Insurance Company of the State of Pennsylvania, a member of the AIG group of companies and rated "A++" by AM Best, their highest possible rating. Note these plans are not yet available online.

• To get quotes, apply and be issued right online please go to
  Liaison Traveler Online Quotes
• To view as webpage please go to
  Frequent Traveler Plan Webpage

"HTH TravelGap Insurance"
Temporary International Health Insurance Plans For US Citizens Only
TravelGap Excursion Covers Pre-existing Conditions to The Policy Limit
TravelGap Excursion is the Plan For Ages 70 to 84
TravelGap Multi-trip for frequent travelers to age 84
War and Terrorism Coverage and Political Evacuation Coverage

   (You have to look under TravelGap quote information very closely to see a link for Multi-trip)

HTH TravelGap Plans - International Individual Travel Medical Insurance- For US Citizens traveling outside the US for up to 6 months.  This plans covers pre-existing conditions.  The plan is available for people having US primary health insurance plans.  The plans use Aetna provider network in the US and have contracted healthcare providers worldwide that accept direct payment from HTH.  This plan is excellent for people that would prefer to come home in the event of a major health problem.  Quotes and applications online, ID card transmitted electronically as soon as application completed.

• HTH TravelGap Plans - Click here for instant quotes and online application and issue

MASA - Medical Air Services Association Presentation
Worldwide Medical Air Services, Air Ambulance, Medical Air Transportation, Repatriation and Much More

• Repatriation/Recuperation - If a Member is hospitalized while away from home, MASA will fly him/her home to recuperate in familiar surroundings.  Typical costs $6,000 to $50,000

• Return Transportation -  MASA will fly a Member to a commercial airport nearest his/her home following inpatient hospitalization away from home. Typical costs $200 to $500+

• Non Injury Transport - If a Member is hospitalized away from his/her home for more than 7 days, the member may select a family member to visit him/her during confinement.  MASA will provide roundtrip common carrier air transportation for the person selected.  Typical cost $400 to $800

• Escort Transportation - If a Member requires emergency air transport, MASA will also fly the Member's spouse or other family member or friend to accompany him/her in the air ambulance, subject to space available.

• Minor Children/Grandchildren Return - When minor children/grandchildren are left unattended as a result of a Member using MASA air ambulance service, MASA will provide one-way common carrier air transport for return of the children to the commercial airport nearest the place of residence of the children.  A qualified attendant shall accompany the children.  Typical cost $500 to $2000

• Vehicle Return - MASA will return vehicles such as cars, vans or trucks owned or rented by the Member when illness, injury or death requires use of the air ambulance service provided by MASA.  The vehicle will be carried to the Members place of residence or rental vehicles will be returned to the nearest rental company office or agent. Typical costs $500 to $5000+

• More - much more

• Emergency Air Transportation - Should a member suffer a serious illness or injury, resulting in hospitalization and if the member is in need of specialized treatment, not available locally, then MASA shall fly him/her to the nearest appropriate medical facility capable of providing such specialized treatment.  Typical costs run from $10,000 to $100,000+

• Commercial Air Transportation - Should a members physician and/or Associations' medical director recommend medical treatment at a hospital more than 100 miles from Member's residence and requires at least 24 hour overnight hospitalization, MASA will pay the cost of Member's roundtrip commercial coach airfare.  Typical costs run $300 to $1000

• Ground Ambulance - MASA will arrange and provide ground ambulance for a Member to and from the medical facility to the air ambulance. Typical costs run $1,000 to $2,500