| RESIDE® Prime Rates 2005
ANNUAL PREMIUMS Effective January 1, 2005
| |
If
you choose a $250 Annual Deductible |
If
you choose a $500 Annual Deductible |
If
you choose a $1000 Annual Deductible |
If
you choose a $2500 Annual Deductible |
If
you choose a $5000 Annual Deductible |
| Age |
Male |
Female |
Male |
Female |
Male |
Female |
Male |
Female |
Male |
Female |
| 14 days through 18 |
$581 |
$581 |
$510 |
$510 |
$483 |
$483 |
$391 |
$391 |
$368 |
$368 |
| 19 through 29 |
$1,152 |
$1,938 |
$1,002 |
$1,746 |
$895 |
$1,554 |
$679 |
$1,179 |
$533 |
$920 |
| 30 through 39 |
$1,327 |
$2,295 |
$1,164 |
$2,086 |
$1,037 |
$1,854 |
$789 |
$1,407 |
$618 |
$1,098 |
| 40 through 44 |
$1,507 |
$1,876 |
$1,334 |
$1,675 |
$1,188 |
$1,490 |
$902 |
$1,131 |
$740 |
$941 |
| 45 through 49 |
$1,646 |
$2,040 |
$1,470 |
$1,838 |
$1,309 |
$1,634 |
$993 |
$1,240 |
$810 |
$978 |
| 50 through 54 |
$1,999 |
$2,212 |
$1,801 |
$2,011 |
$1,601 |
$1,794 |
$1,215 |
$1,389 |
$1,030 |
$1,152 |
| 55 through 59 |
$2,409 |
$2,409 |
$2,210 |
$2,210 |
$1,967 |
$1,964 |
$1,490 |
$1,490 |
$1,255 |
$1,267 |
| 60 through 64 |
$3,757 |
$3,548 |
$3,479 |
$3,255 |
$2,933 |
$2,589 |
$2,657 |
$2,383 |
$2,220 |
$1,972 |
| 65 through 69 |
$7,799 |
$6,761 |
$7,499 |
$6,501 |
$7,015 |
$5,921 |
$5,394 |
$4,401 |
$4,715 |
$4,223 |
| 70 through 74 |
Contact Your Agent
or SRI for Rates |
| Dep. Child |
$557 |
$557 |
$472 |
$472 |
$369 |
$369 |
$281 |
$281 |
$258 |
$258 |
* The Dependent Child Premium is only available when one parent
(legal guardian), of a natural or legally adopted unmarried child over
14 days old and under 19 years of age (or under 24 years of age if
attending a university full-time and must rely on parents for support),
is also covered under the same program. No premium is charged for the
first two (2) Dependent Children between the ages of 14 days and 9 years
old if both parents are also covered under the same program.
If the Applicant desires to pay premiums on a Semi-Annual, Quarterly
or Monthly basis, they must do so by credit card payment only. SRI will
automatically debit the credit card on the due date of the premium
installment. The Premium Installment Factors to be applied to the Annual
Premium are as follows:
Annual 1.00 / Semi-Annual 0.55 / Quarterly 0.28 / Monthly 0.10
IMPORTANT NOTICE:
The premiums referenced above are applicable for the initial 12-month
coverage period, only after the Applicant has been accepted by SRI. SRI
reserves the right to increase the stated premiums based upon the
Applicant's medical condition at the time of application and
underwriting. Applicants with chronic and/or severe medical conditions
may be declined. At each renewal period, SRI will inform the Applicant
of the renewal premium for each subsequent coverage period based upon
the Applicant's age and deductible category.
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